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Auto and Recreational Loans

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Auto and Recreational Loans

Our credit union offers extremely competitive rates on Auto and Recreational Loans. Members can find some of the most affordable financing on new and used autos/recs right here at the Credit Union. By making convenient payments through payroll deduction or Automatic bill pay through another finacial Insitute, you can spend less time thinking about your payments and more time with your new vehicle. We have a wide variety of terms and also offer refinancing, so come in today and let us meet your needs.

Open share account required to apply

Loan Features:

  • Pre-Approvals
  • Convenient Payments through payroll deduction and automatic transfers
  • Wide variety of terms
  • Refinancing available

Refinance with Us!

Looking to refinance?  Refinancing with us is easy and can save you money. It could lower your monthly car payments, reduce your interest rates or adjust the length of your loan term.  SIMPLY:

  • Bring in the original contract
  • A 10 day payoff

Rates are based on your credit score. 

Call 1 (313) 963-6060 or visit our branch to start your loan application today. 

New Or Used Vehicles 

  • 2014 or newer
  • Rates as low as 5.99%
  • Max Terms of 84* months

Vehicle Loans
Apply for a loan online Click HereRead our disclosures
YearAnnual Percentage Rates (APR)Terms
New Vehicles    
New vehicles as low as 5.99% apr = annual percent rate Up to 60 months
New vehicles as low as 6.49% apr = annual percent rate borrowing over $25,000.00 72 months
New vehicles as low as 6.75% apr =annual percent borrowing over $35,000.00 84 months
New Motorcycles as low as 5.99% apr = annual precent Up to 60 months
Used Vehicles    
2016 to current as low as 6.49% apr = annual percent rate Up to 60 months
2015 and older as low as 8.25% apr = annual percent rate Up to 48 months
Used Motorcycle 2015 to current as low as 6.49% apr = annual percent rate up to 60 months
Used Motorcycle 2015 older as low as 8.25%apr = annual percent rate up to 60 months
New Recreational Vehicles (Boats, Motor Homes, Trailers, Campers, Jet Skis, Snowmobiles, ATV) as low as 7.25%apr = annual percentage rate Up to 60 months
  as low as 7.49%apr = annual percentage rate 61- 84 months
  as low as 7.99%apr = annual percentage rate 85 - 120 months
  as low as 8.49%apr = annual percentage rate 121 - 180 months with a min of $50,000.00 and 10% down.
All loan payments 15 or more days late, will be charged a late fee.

Apply for a Loan


What would my auto payments be?

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.

Loan Amount


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Need a fast loan approval and a payment quote today?

Call us at (313) 963-6060

VISA/Mastercard Debit

After hours lost/stolen:

Visa: (800) 325-3678
Mastercard/ Debit: (800) 472-3272

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