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Secured Loans

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Secured Loans

Your credit union offers a wide range of Secured loans to meet your needs.. Whatever your needs, our lending professionals will help you determine the best loan for you. We are committed to saving time and money, while offering competitive rates and exceptional service. Our Secured loans include: 

PERSONAL LOAN: Maximum allowed is $4000.00 with a 10% Pledge as Collateral on your EWCU Savings Acct.

SHARED SECURED: There is no limit, But this is a loan on your own money. There will be a 100% Pledge as Collateral on your EWCU Savings Acct.

Open share account required to apply

Loan Features:

  • Pre-Approvals
  • Convenient Payments through payroll deduction and automatic transfers
  • Wide variety of terms
  • Refinancing available

Apply for a Loan


Signature Loans
Effective Date: Sunday, March 3rd, 2024
LoanAnnual Percentage RateTerms
Personal Loan as low as 8.99% apr = annual percentage rate 36 Months ($4,00 Max)
Shared Secured 2.50% apr = annual percentage rate up to 72 Months
(Min $35,000.00) 2.50% apr = annual percentage rate 73 Months up to 120 Months

What would my loan payments be?

The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

Loan Information

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Need a fast loan approval and a payment quote today?

Call us at (313) 963-6060

VISA/Mastercard Debit

After hours lost/stolen:

Visa: (800) 325-3678
Mastercard/ Debit: (800) 472-3272

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